What is bridging finance?

  Accessing money that is due to you EARLIER than you'd normally receive it

  Advancing you money to undertake specific transactions NOW, rather than later

Example 1 - Property-Related Bridging Finance- Equity Release

If your property is unbonded or has a small bond outstanding, we can arrange to advance you up to 65% of the available equity within 10 days. Minimum deal size R250 000.  The loan must be settled within 6 months from a guaranteed repayment source.

Example 2 - Property-Related Bridging Finance- Sellers Proceeds

You've sold your commercial, residential or industrial property and made a profit. The bank will only pay the profit to you when the property is registered in the new owner's name. Bridging finance is a short-term cash loan that is then arranged while you wait for the property to be registered.

Example 3 - Developers Bridging

Developers that are ready to start their projects after all rezoning and town planning is completed,  a development loan is approved and pre-sales have been secured but are short of funding to enter into construction phase, can make use of our Developers Bridging Loans. Debt and Equity financing options also available. Fill in the Apply Now form and we will contact you to discuss.

Example 4 - Business-Related Bridging Finance-Inventory Purchase Bridging

You need to expand sales. You have an order from a customer, but you are on MAXIMUM Credit Limit with your supplier. Bridging finance is what is then arranged to provide you with the funds to buy inventory with a longer pay back term and allow you to immediately capitalise on the sales opportunity and you need cash now.

Example 5 - Invoice Bridging / Discounting

You have sold goods to a client but will only be paid for this in 60 days. We will advance up to 80% of the funds due to you, now.

Example 6  -  Deposit Shortfall Facility

Commercial banks normally require that a property purchaser provide at least 30 % own contribution (deposit) and the bank then funds the balance of 70 %. If a property purchaser is short of the required deposit, our credit providers can provide the shortfall by means of a loan or an equity stake in the property.

Why use Bridging Finance Facilities?
	To unlock equity in your property or movable assets
	To IMPROVE CASH FLOW!
	To take advantage of opportunities that exist before someone else does
	To pay back debts that are due
	Negotiate better deals with your suppliers... "Cash is King"!
	Take on new deals with Cash On Hand
	To finance your approved property developments.

Who is eligible?
	Both Business and Private individuals, as long as there is security and the ability to pay back the cash advance.
	Black listed / ITC / Judgments - We arrange for all debts to be repaid, if the value of your home exceeds the outstanding bond and you can afford a higher bond repayment. Click here to print the application form or click here to print the pre-qualification checklist.

How to go about it:
	Fill in the "Apply Now" enquiry form at the bottom of this page and we will contact you to discuss. Click here for the application.
	We will then send pre-assessment forms to fill in. If we can assist you, the final contract, with all relevant costs and conditions, will be sent to you to sign. It normally takes 48 hours, from when all loan conditions have been met, for you to get your cash.