Bridging Finance Overview

Bridging and financing solutions:

Pension Provident | Property Bridging | Equity Release | Loose Assets | Purchase Order | Personal Loan | Levy

Bridging Finance in South Africa

Apply for a personal bridging finance loan if you have funds due to you but you need cash now; business bridging finance to boost cashflow, or release equity in your property when you require funds fast.

Finance bridging can help you to meet personal expenses, provide funding for a project or business undertaking.

What is bridging finance?

Accessing money that is due to you, now rather than later
Advancing money now to take advantage of an opportunity
A short term loan against a confirmed / guaranteed cash inflow expected in the near future

Why use Bridging Finance Facilities?

To convert equity in your property to cash (unlock equity) 
To IMPROVE CASH FLOW!
To take advantage of opportunities NOW
To pay back debts
"Cash is King"! so you can negotiate better deals with suppliers.
Cash In Hand allows you to take on new deals

Who is eligible?

Individuals who have sold a property, or who have been granted a further bond, or who are awaiting funds from a pension/provident fund payout, RAF claim, or estate agents awaiting commission, or a maturing endowment.

Property bridging facilities are granted to clients that can provide a clearly defined repayment proposal as well as security, which can be used by the lender to recover his loan and interest, should things go wrong.

How to go about it:

We will request relevant information from you to begin the process.

If we can assist you, the final contract, with all relevant costs and conditions, will be sent to you to sign. It normally takes 24-48 hours, from when all loan conditions have been met, for you to get your cash.

Property-Related Bridging Finance

Sellers of properties
Up to 80% of profit on the sale of a property can be available within 24 hours of the attorney’s letter of undertaking being received. Click here to go to the Bridging - Property page.

Estate Agents
Get up to 80% of your commissions due, now. Click here to go to the Bridging - Property page.

Rates Outstanding
Settle rates from the property sale proceeds. Click here to go to the Bridging - Property page.

Transfer Duties
Transfer Cash advances will eliminate delays on bond registration. Click here to go to the Bridging - Property page.

Further Bond / Switch
Get up to 80% of your commissions due, now. Click here to go to the Bridging - Property page.

Equity Release
You can access up to 60 % of your equity in a property. Minimum loan amount is R500 000 - no maximum. Click here to go to the Bridging - Equity Release page.

Borrow Against an Asset
If you have sold a property, up to 80% of the proceeds of the sale can be advanced.  Click here to go to the Bridging - Property page.

Levy Bridging
Sectional Title Body Corporates can get an advance on arrears levies. Click here to go to the Bridging - Levy page.

Business-Related Bridging Finance

Import Funding and Purchase Order Bridging
Finance to do deals without cash.  Click here to go to the Bridging - Purchase Order page.

Inventory Funding
Turn your inventory into cash with a Trading Facility.  Click here to go to the Bridging - Purchase Order page.

Letters of Credit
Established to facilitate your transactions. No security required. Click here to go to the Financial Instruments page.

Standby Letters of Credit
To open lines of credit and trade facilities.  Click here to go to the Financial Instruments page.

Performance Bonds
Provide your clients with PB’s that are cost effective.  Click here to go to the Bank Guarantees and Bonds page.

Bank Guarantees
The Top 100 world banks, cash backed, Guarantees. Click here to go to the Bank Guarantees and Bonds page.

Body Corporate Finance
Body Corporates can now access finance for special projects. Click here to go to the Bridging - Levy page.

Commercial Property
We can assist in sourcing the right finance package for your commercial property  -  business premises, industrial, retail, blocks of flats. Click here to go to the Commercial Property Finance page.

Mezzanine Finance
Our lenders can put in the deposit required for your commercial property purchase.  Click here to go to the Bridging - Mezzanine page.

Auctions
Sell your property quick and easy, to secure finance. Click Here to go to the Auction Site  www.property-auctioneers.co.za

Personal Bridging Finance

Sellers Proceeds
Access the profit on the sale of your property now.  Click here to go to the Bridging - Property page.

Commissions Due
Estate agents get up to 80% your commissions now. Click here to go to the Bridging - Property page.

Pension Bridging
Access your Pension funds if you have been retrenched, retired or resigned.  Click here to go to the Bridging - Pension - Policies - RAF page or APPLY NOW to receive information and application forms.

Provident Fund Bridging 
Quick advance if you have resigned, retired or retrenched .  Click here to go to the Bridging - Pension - Policies - RAF page or APPLY NOW to receive information and application forms.

Investment and Retirement Annuity Bridging
Advance on your investment or policy payout.  Click here to go to the Bridging - Pension - Policies - RAF page or APPLY NOW to receive information and application forms.

RAF Claims
Access funds if you are awaiting payout of an approved RAF claim.  Click here to go to the Bridging - Pension - Policies - RAF page or APPLY NOW to receive information and application forms.

Home Sold
Borrow against a sold asset and access the profit now! Click here to go to the Bridging - Property page.

Rates Outstanding 
Get an advance to pay outstanding rates if you have sold your property.  Click here to go to the Bridging - Property page.

Transfer duties
Pay transfer costs from your bond advance. Click here to go to the Bridging - Property page.

Further Bond / Switch Bond
80 % of your approved bond can be advanced, NOW. Click here to go to the Bridging - Property page.

Bridging Loan Using Loose Assets
Use movable assets to secure bridging finance. Click here to go to the Bridging - Loose Assets page.

Personal loan
APPLY for a loan of between R2 000 and R100 000.  Only for clients with a 100% clear credit record. Click here to go to the Bridging - Personal Loan page or APPLY NOW to go to the on-line application form.

CONFIDENTIALITY, BEST RATES  AND QUICK SERVICE GUARANTEED!