and the lender has an appetite for the type of business
New business loans are available ONLY IF you have at least
30 % own contribution
a clear credit history
security of at least 60 % of the balance of the funds needed
a viable business concept
a clear, comprehensive and concise business plan
ideally some secured orders
minimum loan size of R 500 000
and the lender has an appetite for the type of business proposed
Business loans can take upwards of 8 weeks to secure. Credit Providers are very selective about what businesses they lend to, based on what the perceived and real risks are. Borrowers need to have researched the markets very comprehensively, have the required own funding and be able to provide adequate proof of ability to service the loan.
Home Bridging: You can borrow up to 40 % of the available equity in your home for a maximum of 4 months. E.g. Home worth R 1 million. Bond R 700 000, therefore Equity is R 300 000 @ 40 % = Loan available R 120 000. Click Here to fill in no obligation application form.
Services For Black Listed Clients
Debt Consolidation: If you own a residential home, let us arrange a new bond and use the equity (current value less outstanding bond) to settle debts. Click Here to print the application form or Click Here to print the pre-qualification checklist.
Home Rescue: Are you in Arrears in your Bond Repayments or about to lose your home? Let us help you!.
Home Bridging: You can borrow up to 40 % of the available equity in your home for a maximum of 4 months. E.g. Home worth R 1 million. Bond R 700 000, therefore Equity is R 300 000 @ 40 % = Loan available R 120 000. Click here to fill in no obligation application form.
Business Opportunity: Licences to offer Financing Solutions
We are offering licences to start up a new financing solutions business or to add all our services to your existing business. No cost to secure a licence and you earn fees for deals approved. Products range from Bridging Loans, Asset Finance, Property Finance, Debt Consolidation, Business Loans and more. Click Here to find out more.
Business Services
Auditing - Tax, Bookkeeping, Financial Planning
Business Plans - Preparation of business plans
Debtors Financing - Early payment of money
Financial Planning - Retirement, Life Policies, Investments
LC Discounting - Early payout of Letters of Credit
Investment Products
Unit trusts - Let our associates give you free guidance on investments
Retirement Annuities - Have you planned your retirement funding
Pension and provident funds incorporating Group Life and Disability benefits for employees
Endowment Policies - Plan to save for your future needs
Direct offshore investments - Explore overseas investment opportunties
Legal Services
After many years of trading, we have built up a network of "best practice" legal practitioners. Our choice of practitioners specialising in the following categories are available to you!
Drafting of Wills - Have your will drafted for free
Estates management - Appoint someone now to look after your affairs in your absence
Registering of Companies, Close Corporations and Trusts
Litigation - Let us refer you to one of our qualified associates
Property Conveyancing - Property transfers done at reasonable rates
Risk Products
Life Insurance policies incorporating disability and severe illness benefits
Income protection policies due to disablement and dreaded disease
Medical Aid - Let our specialists save you money
Short Term Insurance - Compare quotes to see what our associates offer
Key Man Policies - Partnership insurance policies
Contingent Liability Insurance
BEE Deals
White-owned businesses: If you know of a White-owned business that is for sale and you are a PDI (Previously Disadvantaged Individual) and want to buy the business, we can help. If you are classified as White and wish to sell your business to a PDI / BEE consortium, we have programs that provide finance. Terms and Conditions apply.
Earn Commission: Our referral program enables you to become part of our Lead Provider program to earn commissions on referrals. Please fill in the "APPLY NOW", no obligation enquiry form for more information.